Work Life Insurance Is a Perk.Owning Your Policy Is a Plan.
Coverage through work usually stays with the job — and the typical basic benefit is a flat $20,000 or 1× salary (LIMRA, 2025). Take the 60-second Coverage Check and see what owning your policy could look like.
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Rented vs. Owned Coverage
Work coverage is a perk. A policy you own is a plan that travels with you.
General comparison. Group plan terms vary by employer; individual policy features vary by product and are subject to underwriting.
The Reality Check
What work-only coverage actually looks like, by the numbers.
Median basic workplace coverage
LIMRA, 2025
of people with only work coverage think it's enough
LIMRA, 2025
of work-only households say they'd struggle within 6 months
LIMRA, 2025
How It Works
Three simple steps. You're in control the whole way.
Take the 60-second Coverage Check
A few quick taps about you and what you want to protect.
Book a free 15-minute review
Pick a time that works — phone or video, your call.
Get options that fit your budget
Your agent shows real options. You decide what's right — no pressure.
Meet Your Agent
Your Dixon Agency Group agent lives and works in the western suburbs and helps families like yours find life insurance that fits real budgets. No jargon, no pressure — just clear options and a local voice on the other end of the line.
IL License #17994173
Frequently Asked Questions
Your job doesn't come with a lifetime guarantee.Your coverage can come with an owner.
Start My Coverage Check60 seconds. No cost. No obligation.